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General Discussion / Re: Car Insurance
« on: March 18, 2007, 09:21:27 PM »
Danny if your attorney is ok with it, then it should be ok. I agree however with Jody, the use of the term " OR " in that policy wording troubles me. In our Agreed Value coverage with Hagerty, there is no " OR "   there is only a statement that Hagerty agrees to pay the amount the car is insured for, period. The "or" is scary for me. You might ask your attorney if he reads the policy such that there is absolutely 100% NO WAY you will ever get less than the 'agreed value' if its stolen or totaled out.
 Many times, attorneys or ever insurance agents dont get asked the right question and if they are not into collector cars as we are, they dont follow to the same level of thinking that we do.
 Id really hate to see you have any issues later if the right question was not asked. Again, most of us have SF for our other vehicles so its not a bash on SF here. Only that enough folks have found out to late that the right questions were not asked earlier.
  Again, we are truely only trying to make 100% sure you would get the full agreed value for your car.  Anytime I see " OR "  the red light goes on.
 If the agent or attorney cannot put this kind of guarantee in writing, something isnt covered.
 I would ask for a statement like this " in the event of a totaled situation or stolen car, you will receive NO LESS than  $xx,xxx  which is the value we agree on at the annual issuance of this policy"  unless of course the car was altered or damaged by you prior to the theft or accident.

That would clearly cover you and not give the insurance company any back door out for their use of the word  " OR ". 
 It may seem like nitpicking to others that might read this, but is your pocket going to be missing $20,000 on a claim for $40,000 because the insurance company invokes their 'or' clause?
 Have your agent read all these posts we have exchanged and see if he understands our concerns and see what he says. Id be very interested to know why they need the 'or' clause at all.
 Thanks for being patient with this discussion, its all for the better understanding of wording that was created by attorneys, not us common folks.  :)

Maintenance / Re: Q-Jet swap problem
« on: March 17, 2007, 06:35:33 PM »
Plugging those holes in the intake was the first thing my mechanic did when I went back from Edelbrock and Holley to cast iron and Qjet. Runs just fine. :)

Decoding/Numbers / Re: Dual Fuel Lines
« on: March 15, 2007, 09:56:35 PM »
Here is pic of the disc brake clamp, the metal piece on the hose is about midway along the length of the hose. The clamp uses 2 holes in the A frame to secure it. One for the bolt and the other for a tab thats part of the clamp itself.

General Discussion / Re: Car Insurance
« on: March 14, 2007, 02:26:11 PM »
Danny Im not ticked at SF either, you misread that into our efforts to be 100% sure you are covered. We are looking out for your investment. I have SF for all my other insurance, my agent was groomsman in my wedding and I trust him totally, he even said, SF doesnt have agreed value like the classic insurance companies in Minnesota for sure. That lead all of us to scrutinize policies as the insurance companies really bury their words. Posting your policy will help us see what you are seeing and that can only be good for all. :)

General Discussion / Re: Car Insurance
« on: March 13, 2007, 03:39:53 PM »
Interesting Kurt, we've had lengthy discussion at Team camaro and input from SF vp's and if they have true collector car Agreed Value, its unknown to the folks in SF corporate that we had emails from.  They are in ILL. corp office too.  hmmm?   any chance you know someone with the 'agreed' wording in Illinois with that coverage? Id love to see the exact wording of their policy. If a camaro owner told you he had Agreed Value but didnt really read thru his policy, he could be mistaken. Id really hate for anyone to be misinformed about such an important area of our old cars. 
  Many policies use the word 'agree' off and on but when push comes to shove, it always has turned out to NOT be AGREED Value as presumed..
 I know Jody, one of our mods in Team Camaro also has strong views of this issue and we have 'saved' many folks from certain financial ruin if they had their car stolen.
 Its always good to anaylize the exact wording of a policy, not just what an agent told us. :) 

General Discussion / Re: Car Insurance
« on: March 12, 2007, 03:54:55 PM »
lcmc  Im about 99% certain that you DONT have agreed value insurance with State Farm.  I use SF for all my other cars and house etc. but they DONT have agreed value coverage for collector cars, rather they use terms like  'we agree' but that is not AGREED value coverage. There are other lines in your policy that give them the right to choose 'lesser' value 'comparable' cars to determine final value in case of a totaled car.  Visit the Bench section of Tech Forum and search using the word 'insurance' where we have explicit decoding of SF and other policies, much to long to go into here. Just a heads up and hope you dont have a claim while you research this yourself.  Ive had VP's of SF email me and after a few back and forths they finally say that they DONT have 'agreed' value coverage like other collector insurers.
 Lakeholme is right that most agent dont have a clue what Agreed value is, they also are duped by the word 'agree' in some of their fine print of their policiies.
 Go to your SF agent with a simple statement and ask him to sign it, saying that IF your car was stolen, would you get a check for the $55,000 you have it valued at? No deductions or depreciations, no comparables to other cars listed on ebay etc... plain and simple, do you get $55,000 in your hand, yes or no? Then have him sign it.. 
 I know what his reply will be but this is all good info. for folks to have.

Maintenance / Re: 68 RS hideaway headlight doors intermittent
« on: March 06, 2007, 03:26:45 PM »
Mike, I bought the new ones from Ricks too and they worked great on my 69RS. The hoses also were fine from Ricks and color coded to help installation.  :)

Site Comments/Discussion / Re: Unable to open attached photos
« on: March 02, 2007, 10:46:38 PM »
have you cleared out your cookies and temp files lately? That might clean up your system to work right. Those buggers sometimes have junk in them that halts some things from working right, worth a try.  Im viewing photos just fine. I use Firefox too, with popup blocker.

Restoration / Re: 68 Air Conditioning -Sealing
« on: March 02, 2007, 10:41:00 PM »
The AIM page that Ed showed in that thread also notes the 'different' kind of side deflector (baffle) for convertibles. If the baffle has a curve in it, that was to go around the 'cocktail shaker' on either side of the inner fender. Those are even more rare and not repod either.  If they are flat, they are for coupes.
 I found a set on ebay 3 years ago, cleaned them up, reinstalled the fiber material with stainless wire from the hobby store, looks great :)
Here is pic of mine in place

General Discussion / Re: Engine Assembly Stamps
« on: March 02, 2007, 10:30:11 PM »
pic opens for me just fine, thanks for that one John :)

General Discussion / Re: Jerry your attention please
« on: February 28, 2007, 02:42:52 PM »
you are so right Kurt and it keeps getting passed along like a bad penny

General Discussion / Re: Jerry your attention please
« on: February 27, 2007, 08:09:36 PM »
Jerry he doesnt have any certification at all right now. He wants you to contact him, I think to arrange for you to look at the car for him.  His email is in my first post.

General Discussion / Jerry your attention please
« on: February 27, 2007, 03:49:15 PM »
Jerry, this ebayer classic car dealer is asking for you to contact him. Seems he's been given conflicting info. on his COPO which some think is Reggie's old clone..  he emailed me and asked for your contact info. so he can retain your services to tell him what he really has.  This is the guy that claims to have a partial VIN on the "elephant ear" inner fender, whatever that is.  here is his direct email :

General Discussion / Re: Car Insurance
« on: February 24, 2007, 04:25:43 AM »
Dab I know you are trusting your agent/company but if its not "agreed" value, that language is extremely important, you will NOT get what you think you have coming. You will get what THEY think you have coming. If your car is worth $30K and if they can find a 'similar' car that sold for $20K, without seeing that comparable car to see if its up to par with yours, you will get $20K. It is their sole discretion as outlined by Mark up above.  I strongly urge you to review your collector car with your agent again, and ask the question I posed in my previous post. Id hate to see you have a claim and find out the hard way. Collector insurance is so cheap compared to standard companies too. Obviously if you want to drive it daily to work etc etc then you are stuck with a standard insurance company and you will never recoup your true value in the case of a total loss. I have seen this happen to members of Team Camaro and its so sad and avoidable. Dont trust what you 'think' might happen in a claim, have your agent guarantee you in writing that you will get "TRUE current like kind value" or AGREED value coverage. If not, you are in for a world of hurt if the unthinkable happens. Those of us that post these thoughts are speaking from knowledge first hand. Have an insurance review with your agent and ask the questions to protect your investment. 

General Discussion / Re: Car Insurance
« on: February 23, 2007, 09:01:21 PM »
I suggest you all rethink your insurance.... at Team Camaro we get insurance discussions alot and there are major differences in how a conventional insurance company and classic company handle coverages.
 State Farm and most others have typical coverage that WILL depreciate your values and in the case of a total loss THEY alone will determine what THEY think the value of your car was. They do NOT have 'AGREED' value coverage that is the backbone of the specialty insurance carriers such as Grundy, Hagerty and others.
  Agreed value means that on the day of your policy issuance, you and they have agreed to its value, for example, $40,000 for my 69RS. They get pictures of it and I have certain things I must do, such as keep it in locked garage at night except when travel to car events/shows etc. If my car is totaled in accident or stolen, I get a check for $40,000 no deductions or negotiating at all. Period, end of discussion, I get a check for that amount because we AGREED up front as to its value.
  If it was a State Farm policy, they would have gone to Ebay or other sites and found 'comparable to them' sold data and then after depreciating according to their policy, you would get a check for MUCH less.
 I have all my family cars with State Farm, house, life, business etc. so I like them for everyday insurance but if you guys dont do alot of homework, you will get burned in the case of a total loss.
 Instead of hashing and rehashing this, go to and to the BENCH section and in the search box, type in insurance and read all the info. thats been put foward about this topic.
 I can almost 100% guarantee you that if you are with a traditional insurer, you will not have 100% coverage for what your car is worth, if its totaled.  If you think you do, write a short note to your agent, ask him to give you in writing a statement that if your car is totaled or stolen, that you will get 100% of the value you placed on it. I bet the agent wont sign it.  thats my 2cents worth. 

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